Follow our tips for free online shopping. Get details pay by
card keep records and safe your financial and personal detail.
Get the Details
Know who you're dealing with.
Anyone can set up shop online under almost any name. Confirm
the online seller's physical address and phone number in case if you have
questions or problems. And if you think that asks for your financial
information, while you're browsing you get an email or pop-up message, do not
adhere to the north or link. Legitimate companies do not ask for such
information.
Shopping Online Info graphic
Know what you're buying.
Product vendor description closely, especially the fine
print to read. Bargain basement prices to be counterfeits of name brand goods,
such as "refurbished," "vintage" or "close-out"
words, can indicate the products have less-than-mint condition.
Know what it will cost.
Price comparison websites offer and then check the
"apples to apples." Factor shipping and handling into the total cost
of your purchase. In any case, do not send cash or money transfer.
Check out the terms of the deal, like refund policies and
delivery dates.
If you are not satisfied you can return the goods for a full
refund? If you return it, who pays the shipping costs or filing fees, and when
you get your orders? The Federal Trade Commission (FTC) rule is promised a
certain date or by word order within 30 days after the date the seller is
required to ship the item. Many sites offer tracking options, you exactly where
you can buy and get it will you can see estimates.
Payment via credit card.
You can pay online by credit or charge card, your
transaction will be protected by Credit Billing Act. Under this law, you can
dispute charges under certain conditions and can temporarily withhold payment
while the creditor is investigating them. Event someone uses your credit card
without your permission, in this case, your responsibility is usually limited
to the charges for the first $ 50. Some companies guarantee to you that your
card online will not be held responsible for any unauthorized charges, some
cards additional warranty, return, and purchase protection benefits.
Keeping records.
Print or product description and price, online invoices, and
send and receive email from the seller, including records of your online
transactions to save. You get them to read your credit card statement, you do
not recognize that the charges are in search of.
Protecting your information
Do not email any financial information.
Email, financial information like your credit card
distribution, checking account or social security number is not a secure way.
When do you start and give your financial information through an organization's
website, the site is secure, HTTPS URL that begins like a need to look for
signs ( "S" stands for secure) . Unfortunately, no signal is free of
impurities, some fraudulent sites have established the safety mark.
Check the privacy policy.
Actually. You know what personal information the website
operators are collecting, why, and how to use the information should have been
going. You cannot find a privacy policy - or if you cannot understand it - that
is more user-friendly, consider taking your business to another site.
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